Terms of Use and License Agreement

1. Acceptance of Terms

By accessing or using this software and associated online services (the "Software"), you agree to be bound by these Terms of Use. If you do not agree to these terms, you may not use the Software.

2. Ownership and Intellectual Property

All content, software, source code, algorithms, calculations, modeling methods, design elements, logic, databases, and materials contained within the Software are the exclusive property of Taylor Scott and are protected by applicable copyright and intellectual property laws. Use of the Software does not grant any ownership rights to users.

3. License to Use the Software

Taylor Scott grants users a limited, non-exclusive, non-transferable, revocable license to access and use the Software for personal or internal business purposes. The Software is currently provided free of charge, but the owner reserves the right to introduce paid features, subscriptions, or other fees at any time.

4. Restrictions

Users may not:

• copy, reproduce, distribute, or republish the Software or any portion of it;
• reverse engineer, decompile, or attempt to extract the Software's source code, algorithms, or calculation methods;
• replicate the functionality, calculations, or structure of the Software to create a competing product;
• sell, license, or commercially exploit the Software or its outputs without written permission; or
• use automated scraping tools, bots, or similar methods to extract data or functionality from the Software.

Unauthorized use may result in termination of access and may violate applicable laws.

5. User Responsibility

Users are responsible for independently verifying any results, calculations, or outputs generated by the Software. The Software may provide estimates or modeled results that depend on assumptions and external factors. These outputs should not be relied upon as professional, engineering, financial, or legal advice.

6. Disclaimer of Warranties

The Software is provided "as is" and "as available." No warranties are made regarding the accuracy, reliability, completeness, or suitability of the Software for any particular purpose.

7. Limitation of Liability

To the fullest extent permitted by law, Taylor Scott shall not be liable for any damages arising from the use or inability to use the Software, including but not limited to financial loss, project losses, business interruption, or indirect or consequential damages.

8. Modifications

Taylor Scott reserves the right to modify, update, or discontinue the Software or these Terms of Use at any time without prior notice. Continued use of the Software after changes are posted constitutes acceptance of the updated terms.

9. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of Ontario, Canada.